Welcome

The Internet is a great place to find information. But it cannot provide the in-depth local knowledge and personalized service of trained, experienced, caring professionals. The challenges of the financial and real estate industries are getting more complex every day. You need professionals that are on top of the market and are prepared to protect your interests and guide you throughout the process. As a Senior Mortgage Originator / Lender  I am constantly researching the market and analyzing financial trends, circumstances, and financial options so I can guide and offer you with the most accurate and responsible information.

The Right Mortgage Advisor

YOUR mortgage and realtor team of trained, certified, tested, licensed, and ethical professionals.

Second, you will want a team of professionals who embraces the convenience of technology without losing the personal touch. You will love the resources available on my website and the websites of these buyerW J Bradley Mortgage Capital LLCs agent realtors. The e-mail alerts that are sent will keep you informed and "in the know" every step of the way because we are working for you as your team of professionals. Be assured the technology will never replace the time we spend with you, serving as your personal guide through this exciting process. If you are familiar with the process and technology, you can move directly to the Mortgage Application and submit your loan application and your loan support documents direct to my office via secure fax at (623) 218-1807 or scan into your secure loan application file here at Mortgage Application .

Third, you will want a realtor who will be your buyer's agent with the experience needed to know the local neighborhoods, schools, market conditions, ordinances, etc. With the professional realtors recommended to you and their years of experience in the local market - These buyer's agents have the expertise and track record of success you need.

You Need Experts
Working With and For YOU PERSONALLY

For most families, buying or selling a home is generally the second biggest decisions you make. My referral partners and I are honored to work with you as the professional and responsible professionals you need in purchasing and financing a home and by the opportunity and priviledge to help you. I know how to help you with your unique needs and protect your best interests through every aspect of your financial real estate transaction. My realtor referrals know how to help you find and negoiate the purchase for the house to desire to become your new home. We are focused on providing you with the most personal attention and best service possible.

It takes a full-time commitment - anything less and you would be short changed. As an experienced, trained, knowledgable Senior Mortgage Banker, I am able to keep you up-to-date on the financial market trends as well as the progress of your individual transaction.

It would be my honor to serve as your Mortgage Banker. Let us get together to talk about your mortgage and your needs You can start by calling me on my direct line of (623) 340-0934 or send me an e-mail to my address of korene@klcsloanteam.com . We will set-up a time that is convenient, prompt, and easy for you to meet or to talk via telephone or via the web. You will then want to set an appointment to meet YOUR Buyer's Agent to discuss your home buying and/or selling plans.

My 
"MUST DO,
MUST BE,
NO EXCEPTIONS"
Promise and W J Bradley Mortgage Capital LLC
Criteria
for
my Referral AND Business Partners

1. I Will Communicate with the referral, and do it quickly.
I am giving out our business relationship name. I am saying that we (you and I both) value their business just as much,or even more, than I do individually.   RIGHT AWAY I Call Them!! I Email Them and My Referral Partner!!! When ever possible I Meet with them!!!

2. I Give My Referral an Honest Appraisal of Their Chances of Getting the Mortgage Loan They are Seeking and Explain What Needs To Be Accomplished and The Time Line Requirments.
That means, in most part, asking for, and persisting on getting, all the information I, my processor, my underwriter, etc. and my bank need to make decisions. I ask probing questions "sooner, rather than later". I put my arms around all referrals and then make an honest statement about what is available to them. I, for one, will not be upset with my referral partner if they say they cannot work with a client bacuse I know that first and foremost we are all working for and with THE CLIENT. While hearing that information may not be the best news my referral wants to hear, at least he or she will not be chasing rainbows, building up false expectations, and wasting time and money.

3. Once we take on the referral, understand, and meet, the mortgage contingency dates and closing dates set forth in the sales documents. Sure, the Realtor can assume this responsibility, or in my state, so can I. But the person who knows best about the transaction, and where it sits, is the Mortgage Originator. It is up to the Mortgage Originator to run with the ball here and follow through. The other real estate professionals in the deal will certainly help. But this transaction's financing is my responsibility!!!

Top 10 Reasons
I Recommend
Realtor Referral Partners
to You

1) They have years of experience successfully buying and selling homes in the local market.

2) They know the neighborhoods, schools, market conditions, zoning regulations and local economy.

3) They will do the legal and necessary leg work, keeping you up-to-date with new listings and conditions as they impact the market.

4) They are full-time realtors - anything less and you would be short changed.

5) They will guide you through the complexities of buying and/or selling a house thus eliminating hassles and stress.

6) They will not waste your time - when an offer is made, they will require acceptance or a counter offer within 24 to 48 hours.

7) You will be their ONLY client in the real estate transaction.

8) You will have the advantage of their personal, one-on-one attention, their experience, qualified, referral partnerships as well as their dynamic web, e-mail resources, and MLS portal.

9) As a standard business practice they preview homes as they become available and they will keep you apprised of market conditions as the market evolves as well as giving you access to your personal MLS portal.

10) With me as YOUR mortgage originator / lender, we will work together to get you the best financial transaction possible in real estate today.

We Fly our American Flag with pride in Honor of the men and women who have fought to preserve the freedom, rights and liberties we enjoy today.

We Fly our Flag as a reminder than FREEDOM is never free. It can not be stolen but it can be allowed to be taken by lack of courage to stand for the values and strengths that made America the land our forefathers struggled and worked and fought and lived and died to pass on to us AND THAT WE MUST PASS ON TO OUR W J Bradley Mortgage Capital LLCHILDREN.