The Necessity of Loan Pre-Qualification

 

A number of factors determine the price range of homes you will want to preview - one of these factors is loan pre-qualification.

As your mortgage advisor, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • W J Bradley Mortgage Capital LLCreditHistory and Scores  
  • Monthly Income and Expenses

With my knowledge of the various loan programs, todayW J Bradley Mortgage Capital LLCs mortgage market and the analysis of your personal financial situation, I will help you make an informed decision as to the type of loan you will want. There are many different types of loans to consider - FHA, VA, W J Bradley Mortgage Capital LLConventional and even Hard Money Loans. We will find the best loan for your situation.

The Advantages of Loan Pre-Qualification

 

Know how much house you can afford.

Know how much cash you will need for the down payment. 

Simplifies pre-approval.

  •  

    Get Pre-Qualified for Mortgage?

    Please fill out as much information as possible.
    If you want to submit an online loan application, Go to
    www.klcsloanteam.com/mortgageapplication
    If you have problems filling out the form, please, call Korene at
    (623) 340-0934
     
    Basic Required Information
    *Name:
    *Email:
    *Mobile Phone:
    *Office Phone:
    *Fax Number:
    *Purchase or Refinance:
    *Credit History:
    *Down Payment Amount:
    *Type of Loan You Are Wanting:
    *Length of Loan Wanted:
    *First Time Homebuyer:
    *How Soon do you want to Purchase a Home:

    Note: Fields with an * are required

    "You can leave me a Loan" ®


    If Americans will once again be
    "One Nation Under God",   
    God will Bless America, AGAIN!


     

    For Our Freedom!!!!!

    We must always remember and honor those who have shown their lives served a higher purpose and that their calling was to put country first.

    We pray for the safety of those who serve in our military and stand in harm’s way We pray for their families for strength and blessing and courage as they sacrifice so much. We pray for peace and safety for the most blessed nation on earth.

    Show your gratitude to a veteran who lost a comrade in arms or to the spouse or child of a fallen hero.


    If Americans will once again be
    "One Nation Under God",
    God will Bless America, AGAIN!

    "KLCSLOANTEAM and Korene Clopine-Seaman is a mortgage team that invests itself with their client's and referral partners business. They are just not providing mortgage information, education and services, they have built relationships in our business and invested in providing services that helps us deliver our core mission to provide the services that meets our client's needs in line with our company culture and values"


    W. J. Bradley Mortgage Capital Corp. is a direct mortgage lender with lending authorization for Conventional, HUD, FHA, VA, USDA, and Jumbo real estate loans lending with offices in various locations focusing on providing to the people in the communities we serve throughout the United States mostly in the Southwest. We are available to help borrowers achieve the dream of home ownership and assist them as they take advantage of today’s real estate investment opportunities and mortgage rates.

    The KLCSLoanTeam and the support staff are highly trained in all of the various loan products currently available. We are well prepared to answer any questions you may have about buying a home or to assist you with analyzing your current home loan. Simply put, we are here to help you make informed right-fit mortgage decisions.

    The customer experience is our number one priority. Communication is a very important part of our business model and our unique loan process, and our investment in technology reflects just that. We have mastered the ability to effectively communicate with all parties involved on each and every transaction keeping everyone up-to-date from the first phone call through funding. Our goal is to use all of our resources to make your transaction as smooth and efficient as possible.

    With the experience, resources and exceptional service standards, you will see why we deliver…simply better home loans as we are working to serve our customers, clients, and referral partners. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

    W J Bradley Mortgage Capital LLC
    NMLS# 3233
    9237 East Via de Ventura, Suite 100
    Scottsdale, AZ 85258
    Office Phone:(480) 362-2324
    Fax: (623) 218-1807
    AZ License # BK-0903998;
    Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002;
    FHA Approved

    NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233
    .


    *Korene L. Clopine-Seaman is working with and as the Team Manager of KLCSLoanTeam. She is licensed to originate mortgages in Arizona and California:
    AZ LO-0916745
    CA: DOC-218520

    © 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

    AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker- License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.

    This is not a commitment to lend. Restrictions apply. All website Trade/service marks not related specifically to W.J.Bradley Mortgage Capital Corp are the sole and separate property of KLCSLoanTeam and Korene L. Clopine-Seaman. Korene L. Clopine-Seaman is employed by W.J.Bradley Mortgage Capital Corp as a mortgage originator. All KLCSLoanTeam © 2012 rights reserved.

    Korene L. Clopine-Seaman is not acting on behalf of or at the direction of HUD/FHA or the federal government.© 2012 NMLS ID 218520.


    W J Bradley Mortgage Capital LLC Attn: Korene Clopine-Seaman NMLS#218520 9237 East Via de Ventura, Suite 100 Scottsdale, AZ 85258
    Cell: Fax:

    Copyright © 2012 W J Bradley Mortgage Capital LLC
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