Getting your mortgage is just one aspect of a home purchase. W J Bradley Mortgage Capital LLC is experienced at helping new and experienced in all areas of real estate. Call us today at (480)362-2324 if your needs include a real estate pro ready for the business side of real estate.


Do you want to finance a new home in Scottsdale?

When purchasing a home, applying for financing is demanding for a lot of people, but it doesn't have to be. I have excellent relationships with several lenders in the Scottsdale area, and they've helped me recognize a few things that can make the loan application process a breeze.

1 – Assemble a list of questions about your loan program

Be sure to have a list of questions with you if you do not entirely understand the pros and cons of the different loan programs. I or one of my lenders will assist you with understanding the advantages and disadvantages of each one, because it's hard to know the characteristics of fixed and adjustable rate mortgages.

2 – Decide when you want to lock

Locking in the rate denotes that a mortgage lender keeps to the mortgage interest rates for the loan – typically at the time the loan application is presented. By floating the rate, you can lock the rate at any time between application and closing. Buyers who decide to float conclude interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to reduce your rate

If you choose to pay additional points to lower the interest rate of your loan, you'll do so by paying for them in cash at closing. Every point is 1 percent of the mortgage loan. If you're unsure if buying points is the best option for you, click here to use our points calculator.

4 – Gather your paperwork

Obtaining a mortgage loan requires a lot of paperwork, so you should spend some time getting all your documents together. Click here to preview normal information that goes on a loan application.





Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed3.79%3.91%
15-yr Fixed3.04%3.2%
1-yr Adj2.78%3.45%
* national averages



Mortgage Calculator:
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Monthly payment: $



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"You can leave me a Loan" ®


If Americans will once again be
"One Nation Under God",   
God will Bless America, AGAIN!


 

For Our Freedom!!!!!

We must always remember and honor those who have shown their lives served a higher purpose and that their calling was to put country first.

We pray for the safety of those who serve in our military and stand in harm’s way We pray for their families for strength and blessing and courage as they sacrifice so much. We pray for peace and safety for the most blessed nation on earth.

Show your gratitude to a veteran who lost a comrade in arms or to the spouse or child of a fallen hero.


If Americans will once again be
"One Nation Under God",
God will Bless America, AGAIN!

"KLCSLOANTEAM and Korene Clopine-Seaman is a mortgage team that invests itself with their client's and referral partners business. They are just not providing mortgage information, education and services, they have built relationships in our business and invested in providing services that helps us deliver our core mission to provide the services that meets our client's needs in line with our company culture and values"


W. J. Bradley Mortgage Capital Corp. is a direct mortgage lender with lending authorization for Conventional, HUD, FHA, VA, USDA, and Jumbo real estate loans lending with offices in various locations focusing on providing to the people in the communities we serve throughout the United States mostly in the Southwest. We are available to help borrowers achieve the dream of home ownership and assist them as they take advantage of today’s real estate investment opportunities and mortgage rates.

The KLCSLoanTeam and the support staff are highly trained in all of the various loan products currently available. We are well prepared to answer any questions you may have about buying a home or to assist you with analyzing your current home loan. Simply put, we are here to help you make informed right-fit mortgage decisions.

The customer experience is our number one priority. Communication is a very important part of our business model and our unique loan process, and our investment in technology reflects just that. We have mastered the ability to effectively communicate with all parties involved on each and every transaction keeping everyone up-to-date from the first phone call through funding. Our goal is to use all of our resources to make your transaction as smooth and efficient as possible.

With the experience, resources and exceptional service standards, you will see why we deliver…simply better home loans as we are working to serve our customers, clients, and referral partners. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

W J Bradley Mortgage Capital LLC
NMLS# 3233
9237 East Via de Ventura, Suite 100
Scottsdale, AZ 85258
Office Phone:(480) 362-2324
Fax: (623) 218-1807
AZ License # BK-0903998;
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002;
FHA Approved

NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233
.


*Korene L. Clopine-Seaman is working with and as the Team Manager of KLCSLoanTeam. She is licensed to originate mortgages in Arizona and California:
AZ LO-0916745
CA: DOC-218520

© 2012 W.J. Bradley Mortgage Capital, LLC. 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-7766; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. MN-MO-3233; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker – License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification and Utah Residential First Mortgage Notification regulated by the Utah Department of Financial Institutions; Vermont Lender License #6341; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.

This is not a commitment to lend. Restrictions apply. All website Trade/service marks not related specifically to W.J.Bradley Mortgage Capital Corp are the sole and separate property of KLCSLoanTeam and Korene L. Clopine-Seaman. Korene L. Clopine-Seaman is employed by W.J.Bradley Mortgage Capital Corp as a mortgage originator. All KLCSLoanTeam © 2012 rights reserved.

Korene L. Clopine-Seaman is not acting on behalf of or at the direction of HUD/FHA or the federal government.© 2012 NMLS ID 218520.


W J Bradley Mortgage Capital LLC Attn: Korene Clopine-Seaman NMLS#218520 9237 East Via de Ventura, Suite 100 Scottsdale, AZ 85258
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